September 11, 2010

Saving Money at the Grocery Store

Everyone nowadays is looking for ways to save money. We have already listed great ideas on how to save money online and simple ideas to save money. This section of Financial Health will offer you a variety of ideas for saving money at the grocery store. One of the keys to saving money is to realize the difference between our wants and our needs. Buying off brands and using coupons is a good start but just the tip of the iceberg. Not all these ideas may work for everyone but by following just a few of the ideas you can start saving money today.
  • Start a garden. Even if you live in an apartment you can start a small garden and grow herbs, fruits and vegetables. Many plants can be grown right on your windowsill. Not only will you have fresh herbs and vegetables you can save a bundle at the produce department. Learn to freeze or can and you enjoy your produce year round. Be sure and read our section on growing a vegetable garden.
  • Cut back on the convenience foods – fast foods, microwave meals, and so on. Instead of eating fast food or just nuking some prepackaged food when you get home, try making some simple and healthy replacements that you can take with you. An hour’s worth of preparation one weekend can give you a ton of cheap and handy meals that will end up saving you a lot of cash and not eat into your time when you’re busy.
  • Make a quadruple batch of a casserole. Casseroles are nice, easy dishes to prepare, but on busy nights, it’s often still easier to just order some take-out or eat out or just plop a prepackaged meal in the oven. Instead, the next time you make a casserole, make four batches of it and put the other three in the freezer. Then, the next time you need a quick meal for the family, grab one of those batches and just heat it up – easy as can be. Even better, doing this allows you to buy the ingredients in bulk, making each casserole cheaper than it would be ordinarily – and far, far cheaper than eating out or trying a prepackaged meal.
  • Plan your meals around your grocery store’s flyer. Instead of just planning your meals based on a cookbook or whatever you can dream up, plan all your meals around what’s on sale in your grocery store’s flyer. Look at the biggest sales, then plan meals based on those ingredients and what you have on hand, and you’ll find yourself with a much smaller food bill than you’re used to.
  • Do a price comparison – and find a cheaper grocery store. Most of us get in a routine of shopping at the same grocery store, even though quite often it’s not the one that offers the best deals on our most common purchases.
  • Don’t fear leftovers – instead, jazz them up. Many people dread eating leftovers – they’re just inferior rehashes of regular meals, not exactly enjoyable to the discerning palate. However, there’s nothing cheaper than eating leftovers and with a few great techniques for making leftovers tasty, you can often end up with something surprising and quite delicious on the other end. My favorite technique? Chaining – using the leftovers as a basis for an all-new dish.
  • Invest in a deep freezer. A deep freezer, after the initial investment, is a great bargain. You can use it to store all sorts of bulk foods, which enables you to pay less per pound of it at the market. Even better, you can store lots of meals prepared in advance, enabling you to just go home and pop something homemade (and cheap) in the oven.
  • Eat less meat. For the nutritional value, meat is very expensive, especially as compared to vegetables and fruits. Simply change around your regular meal proportions to include more fruits and vegetables and less meats – eat a smaller steak and a bigger helping of green beans, for example. Not only is this a healthier way to eat (saving on health costs), it’s also less expensive.
  • Buy staples in bulk. We buy items we use a lot of in bulk, particularly items that don’t perish – trash bags, laundry detergent, diapers, and so on are purchased in the largest amounts possible. This cuts down on their cost per usage by quite a bit and, over the long haul, begins to add up to some serious money. Even better, we don’t have to shop for these items very often, saving time and a fraction of the cost of a trip to the grocery store.

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